About Us

We are proud of our history, growth and ability to adapt to the ever-changing needs of our members and the people who live and work in our community. We're passionate about helping others live a more prosperous life and giving back to the people of southern California.

The Cal Coast Story

California Coast Credit Union is the longest-serving financial institution in San Diego. The Credit Union was started by teachers in 1929 and we continue to support local educators, schools and universities through our Financial Wellness program, Cal Coast Cares community events and our non-profit, the Cal Coast Cares Foundation.

Today, Cal Coast has grown to more than $3.6 billion in assets, serving more than 200,000 members with 26 branches, 60 shared branch locations, online and mobile banking and 30,000 fee-free ATM's nationwide. Our membership is open to anyone who lives, works or worships in San Diego or Riverside counties. We offer the same products and services as the big or local banks, but with a lot more added value. Being a member gives you access to exclusive offers, special perks, budgeting and saving programs and low rates that are unique to us.

Since the beginning, our vision has been to foster a culture of service and commitment to our community that our members could be proud of. Our employees come from a diverse background and we value the unique qualities each team member brings to the table. It’s gratifying to see that in a space of decades, our members have shared in our mission of giving back and helping to contribute thousands of volunteer hours each year, providing in-kind services and supporting local schools, charities and non-profits.

We’re passionate about providing valuable resources and tools to our members in order to help them achieve financial prosperity. Helping people is in our DNA and we enjoy giving our time in and out of the office to help and educate people. Collectively, we are Cal Coast and we’re here to make your life simpler, happier and more prosperous.

Our Why

Money management, saving for life's big moments and planning for the future are not always simple. We're passionate about making this easier for our members so they will achieve financial success and live a prosperous life. Our mission of providing exceptional and caring service extends beyond our Cal Coast family and membership and into the lives of those we live and work with, because we believe giving back will have a lasting impact on our community.


Our People

The dedicated volunteers that make up our Board of Directors and Supervisory Committee offer their knowledge, leadership and vision to promote the mission of California Coast Credit Union. As a Board member, duties include: setting policies to direct the general management of the affairs, funds, and records of the credit union in compliance with its bylaws and government regulations. Our Supervisory Committee is responsible for monitoring Board policy implementation, regulatory compliance, and accurate record maintenance.

  • Todd Lane, President and CEO 
  • Matt Ficco, Chief Financial Officer
  • Rick Knott, Chair
  • Warren Ruis, Secretary of the Board 
Board Of Directors
  • Rick Knott, Chair
  • Steve McMahon, Vice Chair
  • Warren Ruis, Secretary
  • Ron Villa, Former Chair
  • Meisha Sherman, Director
  • Barbara Brooks, Director 
  • Jay Shepard, Director
  • Lan Nguyen, Director
  • Monte Jones, Associate Board Member
  • Yen Tu, Associate Board Member
Supervisory Committee 
  • Dennis McGrath, Chair
  • Jennifer Summers, Secretary
  • Ross White, Supervisory Comm Member
  • Mary Jean Del Campo, Supervisory Comm Member
  • Laura Wirick, Supervisory Comm Member
  • Monica Chihwaro, Associate Supervisory Comm Member
Senior Leadership Team
  • Todd Lane, President and CEO
  • Kathy Cady, Chief Operating Officer
  • Matt Ficco, Chief Financial Officer
  • Mitzi Zarcone, Chief Lending Officer
  • Vasu Sambasivam, Chief Information Officer
  • Kellen Gill, Chief Audit and Risk Officer

Annual Report

Your Trusted Financial Partner

California Coast Credit Union is proud to share that we had another successful, productive year, allowing us to continue to provide exceptional service to our members and give back to the communities we serve. You can view our complete Annual Report digitally by clicking the link below. 


Financial Wellness

From one-on-one coaching to monthly workshops on relevant topics with certified financial advisers, Cal Coast values providing free financial education to our members. 

Don't be a stranger, we're your neighbor

Have a question about your account, applying for a loan or perhaps you're ready to talk refinancing? Whatever your question or need, our Member Service Center is always happily available to walk you through every step of the process with your best interest at heart. 

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We look forward to hearing from you!

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